| CPC G06Q 40/08 (2013.01) [G06Q 30/0283 (2013.01)] | 8 Claims |

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4. A method comprising:
receiving an indication of a prescription transaction comprising a patient identifier identifying a patient, a prescription identifier identifying a drug, and benefit information associated with a first adjudication computer to which the prescription transaction is directed;
in real-time or near real-time relative to receiving the indication of the prescription transaction:
determining the prescription transaction is denied or predicted to likely be denied based on a requirement for prior authorization;
in response to determining the prescription transaction is denied or predicted to likely be denied based on the requirement for the prior authorization, determining a cash price of the drug;
further in response to determining the prescription transaction is denied or predicted to likely be denied based on the requirement for the prior authorization, determining a credit amount to be applied to the cash price;
reformatting the prescription transaction to a format that indicates a cash transaction and the credit amount; and
redirecting the prescription transaction and causing transmission of the reformatted prescription transaction including the indication of the cash transaction and the credit amount to a second adjudication computer, different than the first adjudication computer.
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