US 12,229,760 B2
In-line verification of transactions
Amy Rose, Chapel Hill, NC (US); David Stone, Wake Forest, NC (US); Scott Travis Leith, Apex, NC (US); and William Mark Connolly, Raleigh, NC (US)
Assigned to Truist Bank, Charlotte, NC (US)
Filed by TRUIST BANK, Charlotte, NC (US)
Filed on Sep. 22, 2023, as Appl. No. 18/472,358.
Application 16/953,594 is a division of application No. 16/410,139, filed on May 13, 2019, granted, now 10,878,412, issued on Dec. 29, 2020.
Application 18/472,358 is a continuation of application No. 17/847,746, filed on Jun. 23, 2022, granted, now 11,803,845.
Application 17/847,746 is a continuation of application No. 16/953,594, filed on Nov. 20, 2020, granted, now 11,443,308, issued on Sep. 13, 2022.
Prior Publication US 2024/0013206 A1, Jan. 11, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/32 (2006.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/00 (2022.01)
CPC G06Q 20/3825 (2013.01) [G06Q 20/3829 (2013.01); G06Q 20/4016 (2013.01); H04L 9/3236 (2013.01); H04L 9/50 (2022.05); H04L 2209/56 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
intercepting, by an interceptor positioned between a transfer system and a transfer settlement system, a transaction prior to the transaction being provided to the transfer settlement system;
confirming that data from the transaction matches information in an immutable ledger to which parameters of the transaction have been provided by a notary system that confirms the parameters of the transaction and applies a signature using a private key to the transaction in response to confirming the parameters; and
in response to confirming that the data matches the information, providing the transaction for settlement by the transfer settlement system.