CPC G06Q 20/10 (2013.01) [G06Q 20/204 (2013.01); G06Q 40/03 (2023.01)] | 20 Claims |
1. A processor-implemented method of depositing a negotiable instrument comprising:
with a processor of a mobile device comprising an imaging device, the processor:
sending, to an external server, authentication information of a user of the mobile device to authenticate the user to a server of a financial institution;
receiving instructions from the external server, after sending the authentication information, that enable execution of a remote deposit processing component on the mobile device;
sending, from the remote deposit component, to the external server, confirmation that the user wishes to proceed with depositing the negotiable instrument;
sending, from the remote deposit component, to the external server, an image file comprising the negotiable instrument, wherein the image file comprises an image of the negotiable instrument generated by the imaging device of the mobile device; and
receiving confirmation that funds of the negotiable instrument have been deposited into an account pertaining to the negotiable instrument.
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