US 12,229,240 B2
Authentication of a physical credential
Clayton Johnson, Edgewood, MD (US); Daniel Tesser, McLean, VA (US); Luis De La Rosa, Falls Church, VA (US); and Jeffrey Wieker, Falls Church, VA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Nov. 16, 2023, as Appl. No. 18/511,297.
Application 18/511,297 is a continuation of application No. 18/087,053, filed on Dec. 22, 2022, granted, now 11,853,408.
Application 18/087,053 is a continuation of application No. 17/529,820, filed on Nov. 18, 2021, granted, now 11,560,012, issued on Jan. 24, 2023.
Application 17/529,820 is a continuation of application No. 16/892,568, filed on Jun. 4, 2020, granted, now 11,207,909, issued on Dec. 28, 2021.
Application 16/892,568 is a continuation of application No. 16/656,748, filed on Oct. 18, 2019, granted, now 10,710,391, issued on Jul. 14, 2020.
Prior Publication US 2024/0086517 A1, Mar. 14, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 21/36 (2013.01); B42D 25/23 (2014.01); B42D 25/309 (2014.01); B42D 25/333 (2014.01); G06V 10/22 (2022.01); G06V 10/60 (2022.01); G06V 10/75 (2022.01); G06V 30/40 (2022.01)
CPC G06F 21/36 (2013.01) [B42D 25/23 (2014.10); B42D 25/309 (2014.10); B42D 25/333 (2014.10); G06V 10/22 (2022.01); G06V 10/60 (2022.01); G06V 10/751 (2022.01); G06V 30/40 (2022.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method comprising:
receiving, by a computing device and via one or more cameras of the computing device, one or more images depicting a physical card;
determining, based on one or more physical features of the physical card, an expected optical characteristic of at least a portion of the physical card;
determining, based on the one or more images, an actual optical characteristic of the at least the portion of the physical card;
determining whether the physical card is authentic by comparing the actual optical characteristic of the at least the portion of the physical card to the expected optical characteristic of at least a portion of the physical card, wherein the comparing the actual optical characteristic of the at least the portion of the physical card to the expected optical characteristic of the at least the portion of the physical card comprises comparing the one or more images depicting the physical card to one or more stored image of one or more different types of physical cards; and
transmitting, based on whether the physical card is authentic, an indication of whether a transaction should be approved.