US 11,900,450 B1
Authentication circle management
Balin K Brandt, Brooklyn, NY (US); Laura Fisher, Rock Hill, SC (US); Marie Jeanette Floyd, Toronto (CA); Katherine J. McGee, San Francisco, CA (US); Teresa Lynn Rench, Mount Holly, NC (US); and Sruthi Vangala, San Francisco, CA (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Oct. 24, 2022, as Appl. No. 17/972,241.
Application 17/972,241 is a continuation of application No. 16/381,689, filed on Apr. 11, 2019, granted, now 11,481,837.
Application 16/381,689 is a continuation in part of application No. 16/238,299, filed on Jan. 2, 2019, granted, now 11,386,412.
Claims priority of provisional application 62/666,587, filed on May 3, 2018.
Claims priority of provisional application 62/666,591, filed on May 3, 2018.
Claims priority of provisional application 62/656,750, filed on Apr. 12, 2018.
Claims priority of provisional application 62/656,753, filed on Apr. 12, 2018.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/02 (2023.01); H04L 9/40 (2022.01)
CPC G06Q 40/02 (2013.01) [H04L 63/0853 (2013.01); H04L 63/0876 (2013.01); H04L 63/102 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method implemented by a service provider computing system having one or more processors, the method comprising:
receiving, by the one or more processors, from at least one of a first device of a first user or a second device of a second user, sounds captured using at least one of a first audio sensor of the first device or a second audio sensor of the second device, respectively, wherein at least one of the first device or the second device is a digital voice assistant, the sounds indicating that the first user and the second user are participating in a telephone conversation;
analyzing, by a digital signal processor of the one or more processors, the captured sounds to detect a sound signature corresponding to an adverse health event of the first user or the second user to generate an authentication circle that includes the first user and the second user as members, the sound signature detected by detecting an unexpected silence during the telephone conversation while the first user or the second user is speaking, wherein the authentication circle is proposed for assistance of the first user or the second user experiencing the adverse health event;
determining, by the one or more processors, that the first device is near the second device based on direct radio-frequency communication between the first device and the second device; and
transmitting, by the one or more processors, responsive to determining that the first device is near the second device, a first notification to the first device and a second notification to the second device to propose the authentication circle to the first user and the second user, respectively.