US 11,900,435 B2
Systems and methods of vehicle product or service recommendation
Vishal Gaur, North Hills, NY (US); Mazen Letayf, North Hills, NY (US); and Rahul Gupta, Atlanta, GA (US)
Assigned to Cox Automotive, Inc., Atlanta, GA (US)
Filed by Cox Automotive, Inc., Atlanta, GA (US)
Filed on Oct. 15, 2021, as Appl. No. 17/503,010.
Application 17/503,010 is a continuation of application No. 16/752,059, filed on Jan. 24, 2020, granted, now 11,170,431.
Prior Publication US 2022/0036430 A1, Feb. 3, 2022
Int. Cl. G06Q 30/00 (2023.01); G06Q 30/0601 (2023.01); G06N 20/00 (2019.01); G06Q 10/10 (2023.01); G06N 5/04 (2023.01); G06Q 40/03 (2023.01)
CPC G06Q 30/0631 (2013.01) [G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 10/10 (2013.01); G06Q 30/0641 (2013.01); G06Q 40/03 (2023.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
receiving, by a device comprising at least one processor, a customer identifier associated with a customer;
determining, by the device, financial data associated with the customer identifier;
determining, by the device, vehicle data associated with a vehicle;
determining, by the device, loan information associated with the customer identifier and the vehicle;
determining, by the device, a financial or insurance product or service associated with the vehicle;
determining, by the device, using a machine learning model configured to minimize a difference between an expected profitability and a value indicative of a profitability of a purchase of the vehicle and the financial or insurance product or service by adjusting correlations of at least one of the financial data, the vehicle data, or the loan information to the profitability, the value; and
sending, by the device, based on the value, a first indication of the vehicle, a second indication of the financial or insurance product or service, and a third indication of the loan information to a second device for presentation.