| CPC G06V 40/173 (2022.01) [G06Q 20/3674 (2013.01); G06Q 20/40145 (2013.01)] | 15 Claims |
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1. A method for performing efficient, repeatable, and reliable digital identification authentication of a user initiating a transaction implemented by a mobile communication device having a processor, front and rear facing cameras, a communication interface, and a memory storing an application executed by the processor in electronic communication via the communication interface with an authentication computing device, the method comprising:
controlling with control circuitry of the processor the front and rear facing cameras to capture substantially simultaneously an image of an identification card of a user and an image of the user's face, respectively, by
capturing, by the processor via a front-facing camera of the mobile communication device, a first image of a face of a user;
capturing, by the processor via a rear-facing camera of the mobile communication device, a second image of an identification card that includes a photograph of the face of the user and user-specific textual information including the user's name, address, birthday, sex, eye color, hair color, height, or weight;
comparing, by the processor, the first image with the second image;
verifying, by the processor, that the first image matches the second image based on a result of the comparing;
obtaining from the second image, via the rear-facing camera and a text-recognition software module, by the processor, the user-specific textual information from the second image including the user's name, address, birthday, sex, eye color, hair color, height, or weight;
receiving, from the authentication computing device via the communication interface, a request to authenticate the transaction that relates to the user;
receiving an input from the user associated with the user that is usable for authenticating the transaction; and
using, by the authentication computing device, the first image, the second image, the obtained user-specific textual information including the user's name, address, birthday, sex, eye color, hair color, height, or weight, and the received input to authenticate the transaction by comparing user information stored in an authentication computing device database with
the first and second images,
the obtained user-specific textual information including the user's name, address, birthday, sex, eye color, hair color, height, or weight, and
the received input, thereby efficiently, repeatably, and reliably performing digital identification authentication.
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