US 12,223,550 B2
Medical diagnostic-initiated insurance offering
Andrew Patrick Wieduwilt, Bloomington, IL (US); and Leif Agerholm Roll, Bloomington, IL (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Oct. 10, 2022, as Appl. No. 17/963,023.
Application 17/963,023 is a continuation of application No. 17/024,839, filed on Sep. 18, 2020, granted, now 11,501,382.
Application 17/024,839 is a continuation of application No. 14/871,273, filed on Sep. 30, 2015, granted, now 10,817,949.
Claims priority of provisional application 62/199,008, filed on Jul. 30, 2015.
Claims priority of provisional application 62/189,885, filed on Jul. 8, 2015.
Claims priority of provisional application 62/173,597, filed on Jun. 10, 2015.
Claims priority of provisional application 62/170,004, filed on Jun. 2, 2015.
Claims priority of provisional application 62/104,596, filed on Jan. 16, 2015.
Claims priority of provisional application 62/060,080, filed on Oct. 6, 2014.
Prior Publication US 2023/0032514 A1, Feb. 2, 2023
Int. Cl. G06Q 40/08 (2012.01); G06Q 30/08 (2012.01); G06Q 50/22 (2018.01); G16H 10/60 (2018.01); G16H 50/30 (2018.01)
CPC G06Q 40/08 (2013.01) [G06Q 30/08 (2013.01); G06Q 50/22 (2013.01); G16H 10/60 (2018.01); G16H 50/30 (2018.01)] 20 Claims
OG exemplary drawing
 
1. A system comprising:
one or more processors;
a network interface configured to communicatively couple the system to a plurality of insurance provider computing systems for respective ones of a plurality of insurance providers; and
one or more tangible, non-transitory memories storing computer-executable instructions that, when executed by the one or more processors, cause the system to:
prior to requesting partial personal health information and prior to receiving a non-binding offer, schedule or set up an appointment for a person with a medical diagnostic provider for a medical diagnostic examination;
generate a health profile for the person based upon the results of the medical diagnostic examination completed for the person;
transmit, via the network interface, the health profile for the person to the plurality of insurance provider computing systems;
trigger generation, based upon the health profile, of a plurality of underwritten binding quotes for a plurality of insurance policy offers that the person is eligible for as a pre-approved potential insured party from the plurality of insurance providers by providing, using the network interface, the health profile for the person to the plurality of insurance provider computing systems associated with the plurality of insurance policy offers;
present, at a user interface, the plurality of underwritten binding quotes that are generated based upon the completion of the medical diagnostic examination for the person; and
receive, at the user interface, a selection of one of the plurality of underwritten binding quotes.