| CPC G06Q 20/353 (2013.01) [G06Q 20/204 (2013.01); G06Q 20/3278 (2013.01); G06Q 30/0226 (2013.01)] | 20 Claims |

|
1. A method performed by a portable communication device, the method comprising:
based on receiving a first wake-up command from a payment terminal, waiting, for a threshold period of time, to receive a value-added services (VAS) command from the payment terminal;
based on receiving the VAS command within the threshold period of time:
providing, to the payment terminal, a response to the VAS command to initiate a VAS protocol,
receiving, from the payment terminal, a merchant identifier associated with a merchant,
obtaining loyalty card information based on the merchant identifier, and
providing, to the payment terminal, the loyalty card information to cause the payment terminal to perform a VAS transaction based on the loyalty card information; and
based on receiving a second wake-up command from the payment terminal, providing payment card information to cause the payment terminal to perform a payment transaction using the payment card information.
|