| CPC G06Q 20/1085 (2013.01) [G06Q 20/3223 (2013.01); G06Q 20/3276 (2013.01); G07F 19/203 (2013.01)] | 20 Claims |

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1. A computer implemented method, comprising:
authenticating a user of a mobile app as an account holder of an institution associated with the mobile app;
receiving from the user, via a graphical user interface (GUI), details of a transaction;
after receiving the details of the transaction, instructing the user to visit a kiosk affiliated with the institution to complete the transaction;
instructing the user to scan an encoded identifier displayed by the kiosk, the encoded identifier uniquely associated with the kiosk;
associating the transaction with the scanned encoded identifier; and
transmitting a request to complete the transaction at the kiosk.
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