US 12,218,933 B2
Verification based on an encrypted representation of a physical identifier associated with a user
Abdelkader M'hamed Benkreira, Brooklyn, NY (US); Xiaoguang Zhu, New York, NY (US); and Brendan Way, Brooklyn, NY (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Mar. 31, 2022, as Appl. No. 17/657,525.
Prior Publication US 2023/0319031 A1, Oct. 5, 2023
Int. Cl. H04L 9/32 (2006.01); G06F 21/32 (2013.01); G06F 21/62 (2013.01); H04L 9/40 (2022.01)
CPC H04L 63/0861 (2013.01) [G06F 21/32 (2013.01); G06F 21/62 (2013.01); H04L 9/3231 (2013.01); H04L 63/0435 (2013.01); H04L 63/0876 (2013.01); G06F 2221/2115 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method of verification based on a physical identifier (ID) associated with a user, comprising:
receiving, from a first user device, a request to use an encrypted representation of a digital representation of the physical ID associated with the user;
transmitting, to a second user device, a prompt associated with validation of the request;
receiving, from the second user device, a response to the prompt;
validating the request using the response to the prompt;
transmitting, to a first remote server, at least a first portion of the encrypted representation with a request to perform a first action associated with the user; and
transmitting, to a second remote server, at least a second portion of the encrypted representation with a request to perform a second action associated with the user.