US 12,218,929 B2
Disabling a password-based mode of authentication and enabling a password-less mode of authentication
Sudhakar Swaminathan, Duluth, GA (US); and Madhusudan Panda, Cary, NC (US)
Assigned to Truist Bank, Charlotte, NC (US)
Filed by Truist Bank, Charlotte, NC (US)
Filed on Jun. 17, 2022, as Appl. No. 17/843,344.
Prior Publication US 2023/0412587 A1, Dec. 21, 2023
Int. Cl. H04L 9/40 (2022.01); H04L 67/55 (2022.01)
CPC H04L 63/083 (2013.01) [H04L 63/0435 (2013.01); H04L 63/20 (2013.01); H04L 67/55 (2022.05)] 17 Claims
OG exemplary drawing
 
1. A system comprising:
a processor; and
a non-transitory computer-readable memory that is executable by the processor to cause the system to:
receive a request from a user device to disable a password-based mode of authentication associated with a user account, the user account having a password usable for accessing account data associated with the user account and account functions associated with the user account;
receive verification from the user device for the request;
disable the password-based mode of authentication associated with the user account; and
enable a password-less mode of authentication associated with the user account that is configured to provide the user device with access to account data associated with the user account and account functions associated with the user account without requiring a user to enter the password, wherein the system is configured to re-enable the password-based mode of authentication by receiving a second request via a non-digital authentication channel.