US 12,218,927 B2
Method and system for frictionless application authentication
Goran Loncaric, Frisco, TX (US); Mimi Wang, New York, NY (US); Sandeep Reddy Banala, Monroe, NJ (US); and Bipin More, Edison, NJ (US)
Assigned to JPMORGAN CHASE BANK, N.A., New York, NY (US); and JPMORGAN CHASE BANK, N.A., New York, NY (US)
Filed by JPMorgan Chase Bank, N.A., New York, NY (US)
Filed on Oct. 11, 2022, as Appl. No. 17/963,848.
Prior Publication US 2024/0121232 A1, Apr. 11, 2024
Int. Cl. H04L 9/40 (2022.01)
CPC H04L 63/0815 (2013.01) 20 Claims
OG exemplary drawing
 
1. A method for facilitating application authentication bypass based on a timeline of successful device authentications, the method being implemented by at least one processor, the method comprising:
receiving, by the at least one processor, a request from a user to access an application on a user device, the request including an application authentication request, wherein the application has at least one application authentication requirement;
accessing, by the at least one processor, the user device via a device application programming interface;
retrieving, by the at least one processor via the device application programming interface, device authentication data, the device authentication data including the timeline of successful device authentications;
determining, by the at least one processor based on the timeline of successful device authentications, whether the device authentication data is within a predetermined threshold time period;
when the device authentication data is within the predetermined threshold time period, bypassing the at least one application authentication requirement and authenticating, by the at least one processor, the request by using the device authentication data; and
permitting, by the at least one processor, access to the application based on a result of the authenticating.