US 12,217,266 B2
Antifraud resilient transaction identifier datastructure apparatuses, methods and systems
Alexandre Soares Pi Farias, Rio de Janeiro (BR); and Luiz Carlos Guedes, Rio de Janeiro (BR)
Assigned to IDID TECNOLOGIA LTDA, Sao Paulo (BR)
Filed by Idid Tecnologia LTDA, Sao Paulo (BR)
Filed on Jun. 14, 2022, as Appl. No. 17/840,580.
Application 17/840,580 is a continuation of application No. 16/389,889, filed on Apr. 19, 2019, granted, now 11,367,077.
Application 16/389,889 is a continuation in part of application No. 15/178,532, filed on Jun. 9, 2016, granted, now 11,715,109.
Claims priority of provisional application 62/660,841, filed on Apr. 20, 2018.
Claims priority of provisional application 62/249,919, filed on Nov. 2, 2015.
Claims priority of provisional application 62/174,449, filed on Jun. 11, 2015.
Prior Publication US 2023/0064392 A1, Mar. 2, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/34 (2012.01)
CPC G06Q 20/4093 (2013.01) [G06Q 20/341 (2013.01); G06Q 20/351 (2013.01); G06Q 20/401 (2013.01)] 22 Claims
OG exemplary drawing
 
1. A virtual secure element datastructure transaction apparatus, comprising:
a memory;
a component collection in the memory;
a processor disposed in communication with the memory, and configured to issue a plurality of processing instructions from the component collection stored in the memory, to:
obtain request to generate a tamper resistant asset account from a requestor,
in which the request includes an antifraud resilient transaction identifier datastructure, including a requestor identifier and a unique requestor device identifier,
in which the requestor identifier includes any of: requestor name, requestor address, account identifier, requestor,
in which the unique requestor device identifier includes any of: UUID, cryptographic signature of the device, cryptographic hashes of any of: the unique requestor device identifier and the requestor identifier;
instantiate a new tamper resistant asset account, in which the account is populated with the requestor identifier, unique requestor device identifier, a secure cryptographic element for the tamper resistant account,
provide a message to generate an account card associated with the tamper resistant asset account;
obtain a request to engage the account card in a transaction;
generate a card access event message from the request to engage the account card, in which the card access event message is an equivalent of a card present chip engagement to a user access credential;
provide the card access event message to a payment network;
obtain a card access event authorization response.