US 12,217,228 B2
Systems and methods for point of sale deposits
Dennis S. Brennan, Pleasanton, CA (US); Steven Potter, Mill Valley, CA (US); and Jonathan Witter, Washington, DC (US)
Assigned to CAPITAL ONE SERVICES, LLP, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Feb. 13, 2024, as Appl. No. 18/440,520.
Application 18/440,520 is a continuation of application No. 18/194,319, filed on Mar. 31, 2023, granted, now 11,941,595.
Application 18/194,319 is a continuation of application No. 17/241,968, filed on Apr. 27, 2021, granted, now 11,687,895, issued on Jun. 27, 2023.
Application 17/241,968 is a continuation of application No. 16/355,955, filed on Mar. 18, 2019, granted, now 11,017,365, issued on May 25, 2021.
Application 16/355,955 is a continuation of application No. 15/901,519, filed on Feb. 21, 2018, granted, now 10,282,715, issued on May 7, 2019.
Application 15/901,519 is a continuation of application No. 15/899,962, filed on Feb. 20, 2018, granted, now 10,002,346, issued on Jun. 19, 2018.
Application 15/899,962 is a continuation of application No. 15/797,747, filed on Oct. 30, 2017, granted, now 9,940,609, issued on Apr. 10, 2018.
Application 15/797,747 is a continuation of application No. 14/472,610, filed on Aug. 29, 2014, granted, now 9,836,727, issued on Dec. 5, 2017.
Claims priority of provisional application 62/007,612, filed on Jun. 4, 2014.
Claims priority of provisional application 61/872,150, filed on Aug. 30, 2013.
Prior Publication US 2024/0185198 A1, Jun. 6, 2024
Int. Cl. G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01)
CPC G06Q 20/108 (2013.01) [G06Q 20/1085 (2013.01); G06Q 20/20 (2013.01); G06Q 20/36 (2013.01); G06Q 20/40 (2013.01); G06Q 40/02 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A client device configured to execute a point-of-sale deposit, comprising:
one or more processors configured to:
transmit, to a server, a first request to initiate a deposit transaction, wherein the first request includes deposit information associated with a customer account;
receive, from the server, a transaction token associated with the first request, wherein the transaction token is encoded with the deposit information;
generate a deposit code based on the transaction token;
provide the deposit code to a merchant device, wherein the merchant device transmits a second request including information associated with the transaction token; and
receive, from the server, an indication that funds associated with the deposit transaction were deposited to the customer account.