US 11,887,195 B1
Catastrophe resource system
Brandon F. Mendoza, Arlington Heights, IL (US); David J. Krug, Arlington Heights, IL (US); and Bryan Keith Corder, Gurnee, IL (US)
Assigned to Allstate Insurance Company, Northbrook, IL (US)
Filed by Allstate Insurance Company, Northbrook, IL (US)
Filed on Jan. 4, 2021, as Appl. No. 17/140,556.
Application 17/140,556 is a continuation of application No. 15/138,691, filed on Apr. 26, 2016, granted, now 10,885,587.
Claims priority of provisional application 62/157,124, filed on May 5, 2015.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/08 (2012.01); H04W 4/021 (2018.01); H04W 4/90 (2018.01)
CPC G06Q 40/08 (2013.01) [H04W 4/021 (2013.01); H04W 4/90 (2018.02)] 20 Claims
OG exemplary drawing
 
1. A system comprising:
a plurality of mobile devices, wherein each mobile device, of the plurality of mobile devices, is configured to collect a respective barometric data and associated location data by one or more sensors of each mobile device; and
a server comprising one or more processors and at least one memory storing computer readable instructions that, when executed by the one or more processors, cause the server to:
receive, from each mobile device of the plurality of mobile devices, the respective barometric data and the associated location data;
detect, based on analyzing the received respective barometric data and associated location data, a catastrophic event affecting a geographic region;
determine that a user mobile device of a user is among the plurality of mobile devices, and that the location data of the user mobile device at a time of the catastrophic event corresponds to the location of an insured property associated with the user;
estimate, based on the respective barometric data received from the user mobile device, a degree of property damage caused by the catastrophic event to the insured property;
determine an insurance coverage amount associated with the insured property and a likelihood that an insurance claim related to the catastrophic event will be submitted for the insured property;
determine, based on the estimated degree of property damage, the insurance coverage amount, and the likelihood that the insurance claim will be submitted, a partial settlement amount to provide to the user; and
prior to the insurance claim being submitted, provide the partial settlement amount to the user.