US 11,887,127 B2
Systems and methods for managing foreign transactions
Abhinav Bhagwati Agrawal, Washington, DC (US); Riken Shah, Ashburn, VA (US); Joshua M. Wilbur, Potomac, MD (US); Samuel Fahler, Arlington, VA (US); Colleen Kerr, Washington, DC (US); and Jeffrey Samitt, Glen Allen, VA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Mar. 24, 2022, as Appl. No. 17/703,558.
Application 17/703,558 is a continuation of application No. 15/975,467, filed on May 9, 2018, abandoned.
Prior Publication US 2022/0215391 A1, Jul. 7, 2022
Int. Cl. G06Q 20/40 (2012.01); G06F 3/0482 (2013.01)
CPC G06Q 20/405 (2013.01) [G06F 3/0482 (2013.01); G06Q 20/409 (2013.01); G06Q 20/4015 (2020.05)] 20 Claims
OG exemplary drawing
 
1. A system for facilitating activation of foreign transaction services via a terminal-purchase-triggered alert, the system comprising:
one or more processors configured to execute instructions to perform operations comprising:
receiving a transaction request associated with a payment account of a user, the transaction request comprising transaction information indicating occurrence of a purchase transaction;
in response to the transaction information in the transaction request indicating the occurrence of the purchase transaction, determining that the purchase transaction indicates a purchase of a travel-related product;
in response to determining that the purchase transaction indicates the purchase of the travel-related product, extracting a plurality of consecutive time periods and a plurality of geographic areas corresponding to the plurality of consecutive time periods;
generating, based on the plurality of consecutive time periods and the plurality of geographic areas, a purchase-transaction-triggered alert comprising (i) an indication of the purchase transaction and (ii) an interactive graphical component to enable a foreign transaction service for the plurality of consecutive time periods associated with the payment account of the user, wherein the interactive graphical component comprises a plurality of indications for the plurality of consecutive time periods and the plurality of geographic areas, and wherein the interactive graphical component causes, upon activation, initialization of the foreign transaction service during the plurality of consecutive time periods for each corresponding geographic area of the plurality of geographic areas;
transmitting the purchase-transaction-triggered alert to a user device;
in response to user activation of the interactive graphical component in the purchase-transaction-triggered alert, activating of the foreign transaction service during the plurality of consecutive time periods for each corresponding geographic area of the plurality of geographic areas and configuring the payment account with a transaction rule, the transaction rule defining a condition upon which approval of a foreign transaction is permitted; and
subsequent to receiving a foreign transaction request associated with the payment account, approving the foreign transaction request according to the plurality of consecutive time periods and the plurality of geographic areas.