US 11,887,106 B2
Provisioning of secure application
Hisham Ibrahim Salama, Toronto (CA); Paul Mon-Wah Chan, Markham (CA); and John Jong Suk Lee, Toronto (CA)
Assigned to THE TORONTO-DOMINION BANK, Toronto (CA)
Filed by The Toronto-Dominion Bank, Toronto (CA)
Filed on Nov. 18, 2022, as Appl. No. 17/989,881.
Application 17/989,881 is a continuation of application No. 15/285,129, filed on Oct. 4, 2016, granted, now 11,544,702.
Prior Publication US 2023/0083220 A1, Mar. 16, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/36 (2012.01); G06F 21/62 (2013.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06F 21/57 (2013.01); H04W 12/08 (2021.01); H04W 12/30 (2021.01); H04W 12/47 (2021.01); H04W 12/48 (2021.01); H04W 12/062 (2021.01); H04W 12/069 (2021.01); H04W 12/0431 (2021.01)
CPC G06Q 20/3674 (2013.01) [G06F 21/57 (2013.01); G06F 21/629 (2013.01); G06F 21/6245 (2013.01); G06Q 20/322 (2013.01); G06Q 20/356 (2013.01); G06Q 20/3574 (2013.01); H04W 12/0431 (2021.01); H04W 12/062 (2021.01); H04W 12/069 (2021.01); H04W 12/08 (2013.01); H04W 12/35 (2021.01); H04W 12/47 (2021.01); H04W 12/48 (2021.01)] 20 Claims
OG exemplary drawing
 
1. A computing system comprising:
a processor; and
a memory coupled to the processor, the memory storing computer-executable instructions that, when executed, configure the processor to:
receive, from an issuer system associated with a first issuer of payment cards, first issuer records including customer data for a plurality of customers associated with the first issuer;
receive, via a client computing device, a provisioning request to provision a mobile wallet application on the client computing device with first issuer data for the first issuer, the provisioning request including geolocation data identifying a present location of the client computing device and issuer profile information for a second issuer associated with second issuer data for which the mobile wallet application has already been provisioned;
evaluate the provisioning request based on identifying information included in the provisioning request, wherein the evaluating includes:
identifying a first issuer record associated with the provisioning request and a second issuer record associated with the second issuer data;
comparing the geolocation data to location information indicated in the first issuer record and the second issuer record; and
responsive to determining that the provisioning request satisfies location-based evaluation criteria with respect to the first and second issuer records, provide, to the client computing device, the first issuer data corresponding to a payment card issued by the first issuer to provision the mobile wallet application on the client computing device.