US 11,887,097 B2
System and method for providing a group account
Christopher M. Wetzel, Wayne, PA (US); Daniel Beck, Arlington, VA (US); and Paul Young Moreton, Glen Allen, VA (US)
Assigned to CAPITAL ONE SERVICES, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Feb. 4, 2022, as Appl. No. 17/665,418.
Application 17/665,418 is a continuation of application No. 17/157,816, filed on Jan. 25, 2021, granted, now 11,270,286.
Application 17/157,816 is a continuation of application No. 16/828,998, filed on Mar. 25, 2020, granted, now 10,902,401, issued on Jan. 26, 2021.
Application 16/828,998 is a continuation of application No. 16/167,807, filed on Oct. 23, 2018, granted, now 10,607,206, issued on Mar. 31, 2020.
Application 16/167,807 is a continuation of application No. 14/824,558, filed on Aug. 12, 2015, granted, now 10,108,950, issued on Oct. 23, 2018.
Claims priority of provisional application 62/036,313, filed on Aug. 12, 2014.
Prior Publication US 2022/0156715 A1, May 19, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/22 (2012.01); G06Q 50/00 (2012.01); G06Q 20/32 (2012.01)
CPC G06Q 20/29 (2013.01) [G06Q 20/32 (2013.01); G06Q 20/405 (2013.01); G06Q 50/01 (2013.01)] 20 Claims
OG exemplary drawing
 
17. A method comprising:
receiving, by one or more group fund processors, (i) account data associated with a primary account from a first device and (ii) one or more limits associated with a group fund account that is accessible via a first mobile application on the first device;
receiving, by one or more account processors, account data associated with a group member account of an invited user associated with a second device; and
linking, by the one or more account processors, (i) the group fund account to the primary account so that the group fund account funds the primary account and (ii) the group member account of the invited user to the group fund account so that a first amount is transferred from the group member account of the invited user to the group fund account.