| CPC H04L 63/102 (2013.01) [G06F 21/10 (2013.01)] | 18 Claims |
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1. A method comprising:
receiving, by a server computer from a requesting device, a request for access to a resource to a user device, the request comprising access data;
determining, by the server computer, an access score based on the access data;
identifying a first threshold value corresponding to access requests that should be approved;
identifying a second threshold value corresponding to access requests that should be declined;
comparing the access score to the first threshold value and the second threshold value; and
determining that the access score exceeds the first threshold value and the second threshold value;
generating, by the server computer, an access indicator based on the access score;
preparing, by the server computer, an authorization request message comprising the access indicator; and
transmitting, by the server computer to an authorization computer, the authorization request message comprising the access indicator,
wherein the authorization computer approves or declines the access to the resource to the user device based on the access indicator comprised in the authorization request message.
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