US 11,870,773 B2
System and method for passwordless logins
Jeffrey Howard Kaditz, Teton Village, WY (US); Andrew Gettings Stevens, Northfield, MN (US); Bradley N. Selby, San Francisco, CA (US); Aaron Ng Ligon, Palo Alto, CA (US); and Manuel De Jesus Arias, San Francisco, CA (US)
Assigned to Affirm, Inc., San Francisco, CA (US)
Filed by Affirm, Inc., San Francisco, CA (US)
Filed on May 24, 2022, as Appl. No. 17/752,220.
Application 17/752,220 is a continuation of application No. 16/901,397, filed on Jun. 15, 2020, granted, now 11,374,927.
Application 16/901,397 is a continuation of application No. 14/578,353, filed on Dec. 20, 2014, granted, now 10,686,781, issued on Jun. 16, 2020.
Claims priority of provisional application 61/920,475, filed on Dec. 24, 2013.
Prior Publication US 2022/0286450 A1, Sep. 8, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/40 (2022.01); H04L 67/10 (2022.01); G06F 21/35 (2013.01)
CPC H04L 63/0853 (2013.01) [G06F 21/35 (2013.01); H04L 63/08 (2013.01); H04L 63/10 (2013.01); H04L 67/10 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method for a passwordless login to an internet based system that includes a server, a database and a smart phone in communication with the server through a network, the method comprising:
receiving, at the server, a transmission from the smart phone including only a user name and a phone number for the smart phone associated with a user without any password;
recognizing, by the server, the user name and the phone number for the smart phone during a login of the user;
transmitting, by the server, a verification message that includes a unique randomly generated verification code that is part of a hyperlink for the passwordless login to the phone number of the smart phone;
providing, by the server, instructions for displaying a webpage for the hyperlink for internet based system on the smart phone of the user during the passwordless login;
receiving, by the server, a confirmation message transmitted through the hyperlink from the smart phone to authenticate the user during the passwordless login of the user;
binding, by the server, identification information for the smart phone to the user during the passwordless login of the user; and
authorizing, by the server, the user and the smart phone to interact with the server.