US 10,891,619 B2
Dynamic transaction card protected by gesture and voice recognition
James Zarakas, Centreville, VA (US); David Wurmfeld, Falls Church, VA (US); and Tyler Locke, Washington, DC (US)
Assigned to CAPITAL ONE SERVICES, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Apr. 9, 2020, as Appl. No. 16/843,920.
Application 16/843,920 is a continuation of application No. 16/681,862, filed on Nov. 13, 2019, granted, now 10,657,518.
Application 16/681,862 is a continuation in part of application No. 15/394,098, filed on Dec. 29, 2016, granted, now 10,482,453.
Application 15/394,098 is a continuation in part of application No. 15/098,585, filed on Apr. 14, 2016, granted, now 10,332,102.
Claims priority of provisional application 62/270,669, filed on Dec. 22, 2015.
Claims priority of provisional application 62/147,568, filed on Apr. 14, 2015.
Prior Publication US 2020/0234281 A1, Jul. 23, 2020
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/34 (2012.01); G06K 19/02 (2006.01); G06K 19/077 (2006.01); G06K 19/04 (2006.01); G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); G06Q 20/38 (2012.01); G06K 19/07 (2006.01); G06K 19/06 (2006.01)
CPC G06Q 20/40145 (2013.01) [G06K 19/02 (2013.01); G06K 19/045 (2013.01); G06K 19/06037 (2013.01); G06K 19/0723 (2013.01); G06K 19/07707 (2013.01); G06K 19/07722 (2013.01); G06K 19/07733 (2013.01); G06Q 20/204 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/341 (2013.01); G06Q 20/352 (2013.01); G06Q 20/353 (2013.01); G06Q 20/354 (2013.01); G06Q 20/3552 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/405 (2013.01); G06Q 20/409 (2013.01); G06Q 20/4016 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A dynamic transaction card comprising:
an antenna to send and receive wireless communications;
a sensor to receive spoken voiceprints;
a microcontroller; and
memory storing instructions that, when executed, cause the dynamic transaction card to:
receive, at the antenna, a first signal including a first predetermined voiceprint from a mobile device;
receive, at the sensor, a first spoken voiceprint;
authenticate, with the microcontroller, a first user of the dynamic transaction card based on a first match between the first spoken voiceprint and the first predetermined voiceprint; and
activate, with the microcontroller, the dynamic transaction card based on the first match.