US 12,192,402 B2
Customer distress assistance
Salik Shah, Washington, DC (US); Jennifer Kwok, Brooklyn, NY (US); Abhay Donthi, Arlington, VA (US); Dwij Trivedi, Oakton, VA (US); and Leeyat Bracha Tessler, Arlington, VA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jul. 20, 2022, as Appl. No. 17/869,292.
Prior Publication US 2024/0031475 A1, Jan. 25, 2024
Int. Cl. H04M 3/22 (2006.01); A61B 5/0205 (2006.01)
CPC H04M 3/2281 (2013.01) [A61B 5/0205 (2013.01); H04M 2203/6027 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
a processor coupled to a memory that includes instructions that, when executed by the processor, cause the processor to:
detect an incoming phone call;
analyze the incoming phone call between a caller and a callee in real time with conversational analysis;
classify the incoming phone call as a fraud risk based on the conversational analysis;
trigger monitoring of a physical metric of the callee based on the classification of the incoming call as a fraud risk;
compare the physical metric to a reference physical metric to determine a divergence between the physical metric and the reference physical metric;
detect a sign of distress of the callee based on the divergence;
select an individual associated with the callee after detection of the sign of distress, wherein the individual is selected based on determining availability of a set of individuals; and
send a notification in real time to the individual associated with the callee, wherein the notification reveals the sign of distress to the callee.