US 12,190,298 B1
Representation of payment cards in metaverse
Craig Moore, St. Louis, MO (US); Paul W. Mussell, Minneapolis, MN (US); Aparna M. Dave, Houston, TX (US); Eileen S. Dunlap, Charlotte, NC (US); and Carrie Anne Hanson, Charlotte, NC (US)
Assigned to WELLS FARGO BANK, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Nov. 21, 2022, as Appl. No. 18/057,430.
Int. Cl. G06Q 20/06 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01)
CPC G06Q 20/065 (2013.01) [G06Q 20/36 (2013.01); G06Q 20/389 (2013.01); G06Q 2220/165 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer system for implementing a non-fungible token (NFT) as a payment object in a metaverse space, comprising:
one or more processors; and
non-transitory computer-readable storage media encoding instructions which, when executed by the one or more processors, causes the computer system to create:
a mint engine programmed to:
generate an NFT having a unique visual appearance, the NFT being associated with a currency account and including an authorization credential for the currency account; and
project a viewable digital version of the NFT in the metaverse space as a projection, wherein the projection of the NFT is associated with an avatar associated with a user who owns the NFT;
a ledger engine programmed to maintain the NFT on a ledger;
a wallet engine programmed to:
generate a presentation of the NFT in response to a user request, wherein the presentation includes the visual appearance projection of the NFT to provide a visual representation of the authorization credential; and
provide the projection of the NFT to the user; and
a transaction engine programmed to:
access the currency account, based on the authorization credential, in response to a payment request; and
authorize payment of the payment request from the currency account based on the authorization credential.