US 12,190,288 B2
Automated systems for reducing computational loads in the mass execution of analytical models using scale-out computing
Chandra Dhandapani, Dallas, TX (US); Raman Bajaj, Frisco, TX (US); Gurmeet Singh, Irving, TX (US); Ajmal Karuthakantakath, Flower Mound, TX (US); Fredrick Crable, Allen, TX (US); Nicholas Dolle, McKinney, TX (US); Vikramaditya Repaka, Allen, TX (US); and Sanjiv Yajnik, Dallas, TX (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on May 12, 2023, as Appl. No. 18/196,598.
Application 18/196,598 is a continuation of application No. 17/135,900, filed on Dec. 28, 2020, granted, now 11,694,156.
Application 17/135,900 is a continuation of application No. 16/192,167, filed on Nov. 15, 2018, granted, now 10,878,375, issued on Dec. 29, 2020.
Application 16/192,167 is a continuation of application No. 15/955,210, filed on Apr. 17, 2018, granted, now 10,163,072, issued on Dec. 25, 2018.
Application 15/955,210 is a continuation of application No. 15/709,231, filed on Sep. 19, 2017, granted, now 9,978,038, issued on May 22, 2018.
Application 15/709,231 is a continuation of application No. 15/381,906, filed on Dec. 16, 2016, granted, now 9,965,741.
Claims priority of provisional application 62/269,529, filed on Dec. 18, 2015.
Prior Publication US 2023/0359986 A1, Nov. 9, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 10/087 (2023.01); G06F 30/20 (2020.01); G06N 5/045 (2023.01); G06Q 40/03 (2023.01); G06N 20/00 (2019.01)
CPC G06Q 10/087 (2013.01) [G06F 30/20 (2020.01); G06N 5/045 (2013.01); G06Q 40/03 (2023.01); G06N 20/00 (2019.01)] 20 Claims
OG exemplary drawing
 
1. A system for reducing computational loads associated with processing a transaction proposal, comprising:
at least one memory storing instructions; and
at least one processor configured to execute the instructions to perform operations comprising:
receiving the transaction proposal from a user device;
generating a minimally viable transaction (MVT) by modifying one or more parameters of the transaction proposal according to a scoring model and a transaction policy;
generating a plurality of transaction options by identifying variations between the one or more parameters of the transaction proposal and the MVT;
generating a plurality of transaction offers based on the transaction proposal, the MVT, and the plurality of transaction options;
generating a user interface comprising the plurality of transaction offers, wherein the user interface is configured to receive user input within a respective first value range for each of the one or more parameters of the transaction proposal based on the transaction proposal and the MVT; and
outputting the user interface to the user device.