US 11,854,089 B2
Virtual simulation for insurance
Andrew L. Carbery, Bartlett, IL (US); Daniel Koza, Hinsdale, IL (US); Christopher G. Plachta, Glenview, IL (US); and Philip Peter Ramirez, Arlington Heights, IL (US)
Assigned to Allstate Insurance Company, Northbrook, IL (US)
Filed by Allstate Insurance Company, Northbrook, IL (US)
Filed on Nov. 12, 2021, as Appl. No. 17/525,150.
Application 17/525,150 is a continuation of application No. 14/604,033, filed on Jan. 23, 2015, granted, now 11,195,233.
Application 14/604,033 is a continuation in part of application No. 14/302,994, filed on Jun. 12, 2014.
Application 14/302,994 is a continuation in part of application No. 14/303,058, filed on Jun. 12, 2014, granted, now 11,216,887.
Prior Publication US 2022/0148094 A1, May 12, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/08 (2012.01); G09B 9/05 (2006.01); G09B 19/16 (2006.01); G06F 30/20 (2020.01); G06F 3/04815 (2022.01); G06Q 30/0601 (2023.01)
CPC G06Q 40/08 (2013.01) [G06F 3/04815 (2013.01); G06F 30/20 (2020.01); G06Q 30/0629 (2013.01); G09B 9/05 (2013.01); G09B 19/167 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A driving simulation system, comprising:
a plurality of input/output devices, wherein the plurality of input/output devices comprise:
one or more driving simulation input devices; and
a virtual-reality display device; and
a first computing device communicatively coupled to the one or more driving simulation input devices and the virtual-reality display device, wherein the first computing device comprises:
at least one first processor; and
a first memory storing first computer-executable instructions that, when executed by the at least one first processor, cause the first computing device to:
generate, based on user interactions with the one or more driving simulation input devices, a simulation of an accident involving a virtual vehicle in a simulated driving environment;
send, to the virtual-reality display device, the simulation of the accident for display in the simulated driving environment;
estimate a cost of damages associated with the simulated accident;
receive a plurality of liability estimates for the damages, from a second computing device configured to determine the plurality of liability estimates based on the estimated cost of the damages, wherein the plurality of liability estimates correspond to coverage under a plurality of insurance policy options; and
send the plurality of liability estimates for the damages to the virtual-reality display device for display.