US 11,854,010 B2
Authorization of cardless payment transactions
William Henderson, San Francisco, CA (US); Jack Dorsey, San Francisco, CA (US); Brian Grassadonia, San Francisco, CA (US); and Mathew Wilson, San Francisco, CA (US)
Assigned to Block, Inc., Oakland, CA (US)
Filed by Block, Inc., San Francisco, CA (US)
Filed on Dec. 10, 2021, as Appl. No. 17/547,618.
Application 17/547,618 is a continuation of application No. 16/788,195, filed on Feb. 11, 2020, granted, now 11,238,451.
Application 16/788,195 is a continuation of application No. 15/408,300, filed on Jan. 17, 2017, granted, now 10,592,903, issued on Mar. 17, 2020.
Application 15/408,300 is a continuation of application No. 14/017,940, filed on Sep. 4, 2013, granted, now 9,576,289, issued on Feb. 21, 2017.
Application 14/017,940 is a continuation of application No. 13/683,841, filed on Nov. 21, 2012, granted, now 10,185,958, issued on Jan. 22, 2019.
Claims priority of provisional application 61/563,022, filed on Nov. 22, 2011.
Prior Publication US 2022/0172210 A1, Jun. 2, 2022
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 30/018 (2023.01)
CPC G06Q 20/4014 (2013.01) [G06Q 20/325 (2013.01); G06Q 20/327 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/4012 (2013.01); G06Q 30/0185 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
receiving, at at least one computing device associated with a payment processing service (PPS), an image of a user;
receiving, at the at least one computing device, payment information associated with a payment instrument of the user;
receiving, at the at least one computing device, an indication of pre-authorization by the user to perform a cardless payment transaction in response to a confirmation of an identity of the user using the image of the user;
configuring, by the at least one computing device, a user account in a data store associated with the PPS, the user account including an association between the image, the payment information, and the pre-authorization;
accessing, by the at least one computing device and using the image associated with the user account and in association with a transaction between the user and a second user, the payment information associated with the user account to use for payment of the transaction; and
processing, by the at least one computing device and based on the pre-authorization, the transaction using the payment information in lieu of the payment instrument associated with the payment information at a time of the transaction.