US 11,836,716 B2
Systems and methods for performing funds freeze and/or funds seizure with respect to prepaid payment cards
Patrick James Moran, Cincinnati, OH (US); Nancy Joann Vance, Cincinnati, OH (US); Michele Suzanne Herron, Cincinnati, OH (US); and Thomas Edward Rafferty, Las Vegas, NV (US)
Assigned to Worldpay, LLC, Symmes Township, OH (US)
Filed by Worldpay, LLC, Symmes Township, OH (US)
Filed on Jun. 17, 2022, as Appl. No. 17/843,744.
Application 14/270,471 is a division of application No. 13/858,428, filed on Apr. 8, 2013, granted, now 8,762,266, issued on Jun. 24, 2014.
Application 17/843,744 is a continuation of application No. 16/825,820, filed on Mar. 20, 2020, granted, now 11,397,945.
Application 16/825,820 is a continuation of application No. 16/117,345, filed on Aug. 30, 2018.
Application 16/117,345 is a continuation of application No. 15/619,018, filed on Jun. 9, 2017, granted, now 10,089,622, issued on Oct. 2, 2018.
Application 15/619,018 is a continuation of application No. 14/270,471, filed on May 6, 2014, granted, now 9,710,810, issued on Jul. 18, 2017.
Claims priority of provisional application 61/644,094, filed on May 8, 2012.
Prior Publication US 2022/0327522 A1, Oct. 13, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/38 (2012.01); G06Q 20/28 (2012.01); G06Q 20/40 (2012.01); G06Q 20/34 (2012.01); G06Q 50/26 (2012.01)
CPC G06Q 20/38 (2013.01) [G06Q 20/28 (2013.01); G06Q 20/342 (2013.01); G06Q 20/405 (2013.01); G06Q 20/407 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/4037 (2013.01); G06Q 50/26 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method of processing a plurality of prepaid payment cards, comprising:
for each prepaid payment card of the plurality of prepaid payment cards, receiving, by a card terminal or a Payment Card Industry Data Security Standards compliant computing device (PCI DSS computing device), card identification information;
determining, based on at least a portion of the card identification information, that an aggregate balance on the plurality of prepaid payment cards exceeds a predetermined value;
for each prepaid payment card, generating, by the card terminal or PCI DSS computing device, at least one of a funds freeze transaction or a funds seizure transaction based on determining that the aggregate balance exceeds the predetermined value;
for each prepaid payment card, transmitting, by the card terminal or PCI DSS computing device, the at least one of the funds freeze transaction or the funds seizure transaction to a payment card network and an issuer processor via a gateway to initiate a funds freeze or a funds seizure; and
updating, by the card terminal or PCI DSS computing device, a central database with the at least one of the funds freeze transaction or the funds seizure transaction.