US 11,811,944 B2
Electronic system for resource origination tracking
Shilpoo Agrawal, Charlotte, NC (US)
Assigned to BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed by BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed on Jul. 15, 2021, as Appl. No. 17/376,980.
Prior Publication US 2023/0017499 A1, Jan. 19, 2023
Int. Cl. H04L 9/32 (2006.01); G06N 20/00 (2019.01); H04L 9/00 (2022.01)
CPC H04L 9/3236 (2013.01) [G06N 20/00 (2019.01); H04L 9/50 (2022.05)] 15 Claims
OG exemplary drawing
 
1. A system for resource origination tracking, the system comprising:
at least one non-transitory storage device; and
at least one processing device coupled to the at least one non-transitory storage device, wherein the at least one processing device is configured to:
electronically receive, from a first user device associated with a first user, a digital resource and a set of distribution rules associated with the digital resource;
create a non-fungible token (NFT) associated with the digital resource;
predict, via a machine learning engine, a value of the NFT, wherein the value of the NFT comprises applying one or more machine learning algorithms to a plurality of historical data and calculating a level of similarity between the NFT and a plurality of other NFTs comprised in the historical data;
electronically receive, from a second user device associated with a second user, a request to complete a resource transfer, wherein the request comprises an identification of the digital resource and an identification of a current owner of the NFT associated with the digital resource;
transfer ownership of the NFT associated with the digital resource from the current owner to the second user; and
transmit, to a managing entity system, instructions to transfer, from an account associated with the second user, a first amount of financial resources to an account associated with the current owner and a second amount of financial resources to an account associated with the first user, wherein the combination of the first amount and the second amount is equal to the value of the NFT.