US 11,811,758 B1
Systems and methods for electronic enrollment and authentication
Michael Wayne Lester, Fair Oaks Ranch, TX (US); and Thomas Bret Buckingham, Fair Oaks Ranch, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Mar. 8, 2023, as Appl. No. 18/119,171.
Application 18/119,171 is a continuation of application No. 17/711,725, filed on Apr. 1, 2022, granted, now 11,611,555.
Application 17/711,725 is a continuation of application No. 16/529,507, filed on Aug. 1, 2019, granted, now 11,297,056, issued on Apr. 5, 2022.
Claims priority of provisional application 62/713,331, filed on Aug. 1, 2018.
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 3/0484 (2022.01); H04L 9/40 (2022.01); G06F 9/451 (2018.01)
CPC H04L 63/0861 (2013.01) [G06F 9/451 (2018.02); H04L 63/083 (2013.01); G06F 3/0484 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A processor-implemented method, comprising:
receiving identification data from a user via an electronic device;
providing the identification data to a first service provider to obtain a first set of data associated with the identification data, wherein the first service provider is a provider other than the user;
in response to providing the identification data to the first service provider, receiving the first set of data from the first service provider;
in response to receiving the first set of data, providing the identification data, the first set of data, or both to a second service provider other than the user to obtain a second set of data associated with the identification data, the first set of data, or both;
obtaining the second set of data;
calculating a confidence level that the first set of data and the second set of data are associated with the user based upon identifying an amount of data matching, mismatching, or both, data field values between the first set of data and the second set of data; and
performing data validation by comparing the confidence level with a confidence threshold to determine whether there is sufficient confidence in the first set of data and the second set of data.