US 11,810,108 B1
Transacting in advance
Andre Rene Buentello, San Antonio, TX (US); Gunjan Vijayvergia, San Antonio, TX (US); and Michael Joseph Gaeta, San Antonio, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Jun. 25, 2021, as Appl. No. 17/359,172.
Application 17/359,172 is a continuation of application No. 16/460,881, filed on Jul. 2, 2019, granted, now 11,074,579.
Application 16/460,881 is a continuation of application No. 13/673,663, filed on Nov. 9, 2012, granted, now 10,387,876, issued on Aug. 20, 2019.
Claims priority of provisional application 61/557,636, filed on Nov. 9, 2011.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/08 (2012.01); G06Q 40/02 (2023.01); G06Q 20/10 (2012.01); G06Q 20/40 (2012.01); G06Q 20/38 (2012.01)
CPC G06Q 20/40 (2013.01) [G06Q 20/3821 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
receiving a request for a transaction, wherein completion of the transaction requires user interaction at a point of transaction;
identifying, by a processor, a location in relation to the transaction;
determining, by the processor, possible points of transaction within a specified distance of the identified location;
causing a display of the possible points of transaction;
receiving a selection of one of the possible points of transaction;
generating, by the processor, a first machine-readable unique identifier for the transaction based on the selected point of transaction; and
providing the first machine-readable unique identifier for use at the selected point of transaction, wherein the first machine-readable unique identifier is used to complete the transaction.