US 11,792,200 B2
Method and system for remotely verifying identity prior to provisioning a data record for a service
Tina Patel, Brampton (CA); and Nipaben Shelat, Brampton (CA)
Assigned to The Toronto-Dominion Bank, Toronto (CA)
Filed by The Toronto-Dominion Bank, Toronto (CA)
Filed on Mar. 10, 2021, as Appl. No. 17/197,130.
Prior Publication US 2022/0294792 A1, Sep. 15, 2022
Int. Cl. H04L 29/06 (2006.01); H04L 9/40 (2022.01)
CPC H04L 63/102 (2013.01) [H04L 63/0861 (2013.01); H04L 63/107 (2013.01)] 16 Claims
OG exemplary drawing
 
1. A server computer system comprising:
a communications module;
a processor coupled with the communications module; and
a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to:
receive, via the communications module and from a remote computing device, a signal including a request to provision a data record for a service;
send, via the communication module and to the remote computing device, a signal requesting confirmation that a user has one or more data records associated with one or more members of a digital identity network;
receive, via the communications module and from the remote computing device, a signal including confirmation that the user has one or more data records associated with one or more members of the digital identity network;
select digital identity network verification via the digital identity network as a primary type of authentication based on the confirmation;
attempt verification using the primary type of authentication;
determine that verification using the primary type of authentication has failed;
responsive to determining that verification using the primary type of authentication has failed, stop the attempt of verification using the primary type of authentication and attempt verification using a secondary type of authentication that does not require the digital identity network;
determine successful verification using the secondary type of authentication; and
responsive to successful verification using the secondary type of authentication, provision the data record for the service.