CPC G06Q 20/349 (2013.01) [G06Q 20/1085 (2013.01); G06Q 20/18 (2013.01); G06Q 20/3433 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/409 (2013.01); G07F 19/204 (2013.01); G07F 19/207 (2013.01)] | 18 Claims |
1. A system for loading a reloadable card using an automated teller machine, the automated teller machine including a card reader device, an input device, and a cash cassette, the system comprising:
an acquirer server in communication via an electronic communications network with the automated teller machine, a funding card issuer server, and a reloadable card issuer server, the acquirer server functioning to - receive a loading request from a user at the automated teller machine, the loading request including a reloadable card identifier associated with the reloadable card and obtained by the card reader device of the automated teller machine, a funding card identifier associated with a funding card and obtained by the card reader device, and a desired loading amount obtained by the input device of the automated teller machine;
authorize the funding card, including -
sending an authorization request to the funding card issuer server, the authorization request including the funding card identifier and the desired loading amount, and
receiving an authorization approval from the funding card issuer server;
credit the reloadable card, including -
sending a crediting request to the reloadable card issuer server, the crediting request including the reloadable card identifier and the desired loading amount, and
receiving a crediting confirmation from the reloadable card issuer server,
wherein the acquirer server authorizes the funding card and credits the reloadable card in parallel; and
provide a loading confirmation in the form of a printed receipt to the user via the automated teller machine confirming that the reloadable card has been loaded with the desired loading amount.
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