CPC G06Q 20/10 (2013.01) [G06Q 20/105 (2013.01); G06Q 20/223 (2013.01); G06Q 20/322 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3278 (2013.01); G06Q 40/02 (2013.01)] | 20 Claims |
15. A system comprising:
a memory; and
at least one processor coupled to the memory and configured to perform operations comprising:
determining, based on a first payment request received from a mobile device, that a first number of completed transactions using a payment application since a last authorization a reauthorization prompt threshold that indicates a first number of transactions for generating a prompt to receive reauthorization information;
causing, based at least in part on the determining that the first number of completed transactions meets the reauthorization prompt threshold, display a first prompt for requesting the reauthorization information;
authorizing, based at least in part on the first number of completed transactions being less than a reauthorization transaction threshold that indicates a second number of transactions in which a subsequent transaction is denied until the reauthorization information is received and based at least in part on causing the display of the first prompt, the first payment request;
determining, based on a second payment request received from the mobile device, that a second number of completed transactions using the payment application since the last authorization meets the reauthorization transaction threshold;
denying, based on the determining that the second number of completed transactions meets the reauthorization transaction threshold, the second payment request; and
causing, based on the denying the second payment request, display of a second prompt that comprises a request for the reauthorization information for the payment application;
receiving, based on the causing the display of the second prompt that includes the request for the reauthorization information, biometric information;
determining that at least a portion of the biometric information matches the reauthorization information; and
authorizing, based on the determining that the at least the portion of the biometric information matches the reauthorization information, the second payment request.
|