US 11,790,332 B2
Mobile telephone transfer of funds
Jessica U. Jones, West Sussex (GB); Lee J. Peart, Surrey (GB); Blayn W. Beenau, Peoria, AZ (US); and Peter D. Saunders, Salt Lake City, UT (US)
Assigned to AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC., New York, NY (US)
Filed by American Express Travel Related Services Company, Inc., New York, NY (US)
Filed on Jan. 17, 2019, as Appl. No. 16/250,816.
Application 16/250,816 is a continuation of application No. 14/171,965, filed on Feb. 4, 2014, granted, now 10,223,675.
Application 14/171,965 is a continuation of application No. 11/741,170, filed on Apr. 27, 2007, granted, now 8,688,570, issued on Apr. 1, 2014.
Prior Publication US 2019/0156308 A1, May 23, 2019
Int. Cl. G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 40/02 (2023.01)
CPC G06Q 20/10 (2013.01) [G06Q 20/105 (2013.01); G06Q 20/223 (2013.01); G06Q 20/322 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3278 (2013.01); G06Q 40/02 (2013.01)] 20 Claims
OG exemplary drawing
 
15. A system comprising:
a memory; and
at least one processor coupled to the memory and configured to perform operations comprising:
determining, based on a first payment request received from a mobile device, that a first number of completed transactions using a payment application since a last authorization a reauthorization prompt threshold that indicates a first number of transactions for generating a prompt to receive reauthorization information;
causing, based at least in part on the determining that the first number of completed transactions meets the reauthorization prompt threshold, display a first prompt for requesting the reauthorization information;
authorizing, based at least in part on the first number of completed transactions being less than a reauthorization transaction threshold that indicates a second number of transactions in which a subsequent transaction is denied until the reauthorization information is received and based at least in part on causing the display of the first prompt, the first payment request;
determining, based on a second payment request received from the mobile device, that a second number of completed transactions using the payment application since the last authorization meets the reauthorization transaction threshold;
denying, based on the determining that the second number of completed transactions meets the reauthorization transaction threshold, the second payment request; and
causing, based on the denying the second payment request, display of a second prompt that comprises a request for the reauthorization information for the payment application;
receiving, based on the causing the display of the second prompt that includes the request for the reauthorization information, biometric information;
determining that at least a portion of the biometric information matches the reauthorization information; and
authorizing, based on the determining that the at least the portion of the biometric information matches the reauthorization information, the second payment request.