CPC G06Q 40/08 (2013.01) | 20 Claims |
1. A method comprising:
receiving, via a weather data acquisition module, weather data relating to a weather event potentially causing property losses to customers of an insurer;
in response to receiving the weather data:
identifying, by a processor associated with a computer system, a bounded geographical area affected by the weather event, the weather event having a weather event intensity profile;
generating, by the processor associated with the computer system, a customer density profile in the bounded geographical area, wherein the customer density profile is indicative of locations of one or more insured properties in the bounded geographical area;
collecting sensor data from one or more sensors located in the bounded geographical area;
assigning a severity code indicating an estimated level of severity of the property losses based on the collected sensor data, the weather event intensity profile, and the customer density profile, wherein the sensor data is indicative of a propensity of the weather event;
predicting resource utilization at least based on the severity code;
generating, based on the predicted resource utilization, one or more loss reports of selected one or more insured properties for selected customers prior to receiving customer-generated loss reports from the selected customers; and
facilitating the resource utilization based on the one or more loss reports.
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