| US 11,748,816 B1 | ||
| Systems and methods for communicating with an electric vehicle | ||
| David W. Thurber, Sherman, IL (US) | ||
| Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US) | ||
| Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US) | ||
| Filed on May 5, 2020, as Appl. No. 16/867,101. | ||
| Application 16/867,101 is a continuation of application No. 14/839,002, filed on Aug. 28, 2015, granted, now 11,170,446, issued on Nov. 9, 2021. | ||
| Claims priority of provisional application 62/069,693, filed on Oct. 28, 2014. | ||
| Int. Cl. G06Q 40/08 (2012.01); B60L 53/00 (2019.01) | ||
| CPC G06Q 40/08 (2013.01) [B60L 53/00 (2019.02)] | 21 Claims |
|
1. A computer-implemented method of communicating data with an electric vehicle, the method comprising:
collecting, at or via one or more vehicle-mounted processors, insurance risk related data associated with use of the electric vehicle; storing the insurance risk related data in one or more memories included in the electric vehicle; determining, at or via the one or more vehicle-mounted processors, that the electric vehicle is connected to an electrical grid for charging a battery included in the electric vehicle; and transmitting, the insurance risk related data with, or from, a power-line communication unit, and/or under the direction or control of the one or more vehicle-mounted processors, over the electrical grid to one or more remote computer systems when the electric vehicle is connected to the electrical grid for charging the battery to facilitate insurance product pricing that is more reflective of actual risk, wherein the transmission of insurance risk related data is triggered or caused by, or conditioned upon, at least in part, the determination that the electric vehicle is connected to the electrical grid for charging the battery. |