CPC G06Q 20/4016 (2013.01) [G06F 16/24578 (2019.01); G06Q 20/40 (2013.01)] | 20 Claims |
1. A computer-implemented method comprising:
receiving, by a payment service computing platform, payment data associated with users of a payment service;
receiving, by the payment service computing platform, a search query from a payment application associated with the payment service and executing on a device of a user;
accessing, by the payment service computing platform, a first portion of the payment data associated with the user;
generating, by the payment service computing platform and using at least one machine-trained model to analyze the first portion of the payment data associated with the user, a personalized list of merchants, wherein merchants in the personalized list are ranked based at least in part on a likelihood, determined using a second portion of the payment data associated with the merchants, that the user will be able to successfully complete a transaction with the merchants; and
causing, by the payment service computing platform, a user interface of the payment application to present at least a portion of the personalized list of merchants as a search result to the search query.
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