US 11,748,745 B2
Parent level token issuance for asynchronous data processing based on device trust levels
Pankaj Sarin, Fremont, CA (US)
Assigned to PAYPAL, INC., San Jose, CA (US)
Filed by PayPal, Inc., San Jose, CA (US)
Filed on Nov. 30, 2021, as Appl. No. 17/539,169.
Application 17/539,169 is a continuation of application No. 16/234,414, filed on Dec. 27, 2018, granted, now 11,263,621.
Prior Publication US 2022/0092584 A1, Mar. 24, 2022
Int. Cl. G06Q 20/00 (2012.01); G06Q 20/36 (2012.01); G06Q 20/22 (2012.01); H04L 9/32 (2006.01)
CPC G06Q 20/3674 (2013.01) [G06Q 20/223 (2013.01); H04L 9/3213 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
a non-transitory memory; and
one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
determining, by a transaction processing application of the system based on user device data for a first user device and a second user device, that a trust level between the first user device and the second user device exceeds a predetermined threshold;
obtaining, by a network interface component of the system in response to determining that the trust level between the first user device and the second user device exceeds the predetermined threshold, a transaction processing token from a token service provider asynchronously prior to a transaction processing request by the first user device;
storing, by the transaction processing application, the transaction processing token on the system;
receiving, by the network interface component, the transaction processing request between the first user device and the second user device, the transaction processing request and a sub-token usable for identifying the transaction processing token; and
processing, by the transaction processing application, the transaction processing request using the transaction processing token asynchronously from the transaction processing request.