CPC G06Q 20/3674 (2013.01) [G06Q 20/223 (2013.01); H04L 9/3213 (2013.01)] | 20 Claims |
1. A system, comprising:
a non-transitory memory; and
one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
determining, by a transaction processing application of the system based on user device data for a first user device and a second user device, that a trust level between the first user device and the second user device exceeds a predetermined threshold;
obtaining, by a network interface component of the system in response to determining that the trust level between the first user device and the second user device exceeds the predetermined threshold, a transaction processing token from a token service provider asynchronously prior to a transaction processing request by the first user device;
storing, by the transaction processing application, the transaction processing token on the system;
receiving, by the network interface component, the transaction processing request between the first user device and the second user device, the transaction processing request and a sub-token usable for identifying the transaction processing token; and
processing, by the transaction processing application, the transaction processing request using the transaction processing token asynchronously from the transaction processing request.
|