CPC G06Q 20/3674 (2013.01) [G06Q 20/3672 (2013.01); G06Q 20/388 (2013.01)] | 14 Claims |
1. A system for source independent consistent tokenization, the system comprising:
one or more processors; and
one or more memories having stored thereon instructions that, upon execution by the one or more processors, cause the one or more processors to:
receive, from a merchant server, a first authorization request for a first transaction, the first authorization request comprising a primary account number for an account of a customer;
generate a merchant-facing token associated with the primary account number;
request a first authorization for the first transaction from an issuing host platform based on the primary account number;
receive, from the issuing host platform, the first authorization for the first transaction;
transmit, to the merchant server, an indication of the first authorization for the first transaction comprising the merchant-facing token;
receive, from the merchant server, a second authorization request for a second transaction, the second authorization request comprising a second token representing the account of the customer, wherein the second token is not the merchant-facing token or the primary account number;
detokenize the second token;
identify the merchant-facing token based on the detokenized second token;
request a second authorization for the second transaction from the issuing host platform based on the second token;
receive, from the issuing host platform, the second authorization for the second transaction; and
transmit, to the merchant server, an indication of the second authorization for the second transaction comprising the merchant-facing token.
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