CPC G06F 16/93 (2019.01) [G06F 16/90324 (2019.01)] | 20 Claims |
1. A computer-implemented method of pushing disclosure to an account holder, the method comprising:
receiving, by one or more processors, a request for first data comprising a first account from a computing device; and
identifying, by the one or more processors in response to the request, a financial history of the first account operating on a financial institution computing system;
determining, by the one or more processors, based on the financial history, a plurality of financial instrument transfers to the first account exceeds a predetermined threshold;
associate, by the one or more processors, each financial instrument transfer of the determined plurality of financial instrument transfers with a respective calendar date;
predict a financial instrument transfer based on the determined plurality of financial instrument transfers;
predicting, by the one or more processors, a violation of a term of a disclosure related with the predicted financial instrument transfer based on a predicted account balance related to the first account being below the predetermined threshold consequent to the predicted financial instrument transfer from the first account;
determining, by the one or more processors, a section of the disclosure relevant to the predicted violation of the term of the disclosure consequent to analyzing the first data associated with the first account; and
transmitting, by the one or more processors, based on the section of the disclosure relevant to the predicted violation of the term of the disclosure, data to a computing device related with the first account to visually prioritize upon display the determined section of the disclosure, wherein the data comprise a query to update the first account based on the predicted violation of the term of the disclosure associated with the financial instrument transfer.
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