CPC G06F 8/65 (2013.01) [A61B 5/02028 (2013.01); A61B 5/4064 (2013.01); A61B 5/4094 (2013.01); A61B 5/6893 (2013.01); A61B 5/7282 (2013.01); B60K 35/00 (2013.01); B60W 10/04 (2013.01); B60W 30/06 (2013.01); B60W 30/09 (2013.01); B60W 30/0956 (2013.01); B60W 40/02 (2013.01); B60W 40/08 (2013.01); B60W 40/09 (2013.01); B60W 50/02 (2013.01); B60W 50/0205 (2013.01); B60W 50/045 (2013.01); B60W 50/12 (2013.01); B60W 50/14 (2013.01); B60W 60/0059 (2020.02); B62D 15/0285 (2013.01); G01C 21/3407 (2013.01); G05D 1/0055 (2013.01); G05D 1/0061 (2013.01); G05D 1/0088 (2013.01); G05D 1/0214 (2013.01); G05D 1/0278 (2013.01); G06Q 30/0206 (2013.01); G06Q 30/0207 (2013.01); G06Q 30/0217 (2013.01); G06Q 40/08 (2013.01); G07C 5/02 (2013.01); G07C 5/0808 (2013.01); G08B 25/10 (2013.01); G08G 1/091 (2013.01); G08G 1/0962 (2013.01); G08G 1/14 (2013.01); B60W 2040/0809 (2013.01); B60W 2040/0818 (2013.01); B60W 2050/0071 (2013.01); B60W 2050/0073 (2013.01); B60W 2050/0075 (2013.01); B60W 2050/0215 (2013.01); B60W 2050/046 (2013.01); B60W 2050/143 (2013.01); B60W 2540/043 (2020.02); B60W 2540/22 (2013.01); B60W 2540/26 (2013.01); B60W 2556/45 (2020.02); B60W 2900/00 (2013.01)] | 17 Claims |
1. A computer-implemented method for identifying a vehicle operator in an autonomous or semi-autonomous vehicle, comprising:
determining, by one or more processors, the identity of the vehicle operator;
limiting, by the one or more processors, operation of the vehicle, including limiting one or more autonomous operation features, based on the identity of the operator;
determining, by the one or more processors, a vehicle operator profile based upon the determined identity of the vehicle operator, wherein the vehicle operator profile includes one or more risk levels associated with the vehicle operator and one or more autonomous operation features used by the vehicle operator;
identifying, by the one or more processors, an insurance policy associated with the vehicle;
monitoring, by the one or more processors, information regarding operation of the autonomous or semi-autonomous vehicle, including autonomous operation features selected by the vehicle operator, based upon operating data, including data from one or more sensors disposed within the autonomous or semi-autonomous vehicle;
determining, by the one or more processors, one or more risk levels associated with the vehicle operator based upon the information regarding operation of the autonomous or semi-autonomous vehicle after identifying the insurance policy; and
adjusting, by one or more processors, the vehicle operator profile based upon the monitored information regarding operation of the autonomous or semi-autonomous vehicle after identifying the insurance policy;
adjusting, by the one or more processors, the insurance policy based upon the adjusted operator profile; and
repeating, at least one time during operation of the vehicle by the vehicle operator, the steps of adjusting the vehicle operator profile and adjusting the insurance policy based upon the adjusted operator profile.
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