US 11,736,465 B1
Presenting a personalized value added offer during an advanced verification process
Thomas L. Bethke, II, Scottsdale, AZ (US); Umesh Singh Chauhan, Phoenix, AZ (US); Nageshwara R. Chirravuri, Phoenix, AZ (US); Danielle R. Cloud, Scottsdale, AZ (US); Mark R. Reese, Phoenix, AZ (US); and James D. Vaughn, Phoenix, AZ (US)
Assigned to American Express Travel Related Services Company, Inc., New York, NY (US)
Filed by American Express Travel Related Services Company, Inc., New York, NY (US)
Filed on Dec. 23, 2021, as Appl. No. 17/561,283.
Application 17/561,283 is a continuation of application No. 17/146,231, filed on Jan. 11, 2021, granted, now 11,233,781.
Application 17/146,231 is a continuation of application No. 15/496,739, filed on Apr. 25, 2017, granted, now 10,893,034, issued on Jan. 12, 2021.
Application 15/496,739 is a continuation in part of application No. 15/097,498, filed on Apr. 13, 2016, granted, now 11,107,052, issued on Aug. 31, 2021.
Int. Cl. G06Q 30/00 (2023.01); H04L 9/40 (2022.01); G06Q 30/0251 (2023.01); G06Q 20/12 (2012.01); G06Q 30/0207 (2023.01); G06Q 20/38 (2012.01)
CPC H04L 63/08 (2013.01) [G06Q 20/12 (2013.01); G06Q 20/387 (2013.01); G06Q 30/0222 (2013.01); G06Q 30/0253 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method, comprising:
identifying, based on transaction information received from an authentication system, an acceptance rate for a plurality of transactions associated with an account, and an abandonment rate for the plurality of transactions;
sending a request for another transaction, wherein the request for the other transaction indicates the account;
receiving, based on the acceptance rate exceeding the abandonment rate, a request for a security credential and an indication of a value added offer, the value added offer comprising at least one of: an account credit, an amount of reward points, a coupon, or a purchase protection plan;
displaying, via an authentication interface, the indication of the value added offer and the request for the security credential; and
receiving, based on submission of the security credential via the authentication interface, at least one of the value added offer or an indication that the other transaction is completed.