US 11,734,693 B2
Technologies for preprocessing transaction authorization records
Christopher M. Beatty, Cincinnati, OH (US); and Erik William Baar, Cincinnati, OH (US)
Assigned to Worldpay, LLC, Symmes Township, OH (US)
Filed by Worldpay, LLC, Symmes Township, OH (US)
Filed on Jun. 15, 2021, as Appl. No. 17/348,124.
Application 17/348,124 is a continuation of application No. 16/527,367, filed on Jul. 31, 2019, granted, now 11,062,318.
Application 16/527,367 is a continuation of application No. 15/389,533, filed on Dec. 23, 2016, granted, now 10,417,639, issued on Sep. 17, 2019.
Claims priority of provisional application 62/276,324, filed on Jan. 8, 2016.
Prior Publication US 2021/0312459 A1, Oct. 7, 2021
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/10 (2012.01)
CPC G06Q 20/4016 (2013.01) [G06Q 20/10 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method for optimizing processing of transaction authorization records, the method comprising:
generating, by a settlement processing server during a first time period, a first authorization stream including a first set of transaction records based on one or more first predefined criteria;
splitting, by the settlement processing server during a second time period, the first authorization stream into a first set of substreams;
generating, by the settlement processing server during the second time period, a second authorization stream including a second set of transaction authorization records based on one or more second predefined criteria;
splitting, by the settlement processing server during a third time period, the second authorization stream into a second set of substreams; and
generating, by the settlement processing server, a clearing data batch file including at least a portion of the first and second sets of transaction authorization records based on one or more third predefined criteria.