CPC G06Q 20/4016 (2013.01) [G06Q 20/10 (2013.01)] | 20 Claims |
1. A method for optimizing processing of transaction authorization records, the method comprising:
generating, by a settlement processing server during a first time period, a first authorization stream including a first set of transaction records based on one or more first predefined criteria;
splitting, by the settlement processing server during a second time period, the first authorization stream into a first set of substreams;
generating, by the settlement processing server during the second time period, a second authorization stream including a second set of transaction authorization records based on one or more second predefined criteria;
splitting, by the settlement processing server during a third time period, the second authorization stream into a second set of substreams; and
generating, by the settlement processing server, a clearing data batch file including at least a portion of the first and second sets of transaction authorization records based on one or more third predefined criteria.
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