US 11,734,665 B2
Card-to-smartglasses payment systems
Saurabh Gupta, New Delhi (IN)
Assigned to Bank of America Corporation, Charlotte, NC (US)
Filed by Bank of America Corporation, Charlotte, NC (US)
Filed on Feb. 8, 2021, as Appl. No. 17/169,721.
Prior Publication US 2022/0253824 A1, Aug. 11, 2022
Int. Cl. G06Q 20/00 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06F 3/01 (2006.01); G06Q 20/34 (2012.01)
CPC G06Q 20/321 (2020.05) [G06F 3/017 (2013.01); G06Q 20/325 (2013.01); G06Q 20/3567 (2013.01); G06Q 20/4012 (2013.01)] 15 Claims
OG exemplary drawing
 
1. A method for card-to-smartglasses communications, said method comprising:
scanning a plurality of payment cards at a smartglasses device;
retrieving a plurality of card data elements for each payment card, included in the plurality of payment cards, at a card data identification component within the smartglasses device;
retrieving a plurality of payee data elements at the smartglasses device;
receiving a transaction amount and a PIN for each card, included in the plurality of payment cards, at the smartglasses device;
for each card included in the plurality of payment cards, linking the transaction amount and the PIN to the plurality of card data elements;
for each card included in the plurality of payment cards, transmitting, via a wireless connectivity enabled on the smartglasses device by a nano wireless network interface card internal to the smartglasses device, the transaction amount and the PIN to an external card entity associated with the card, the external card entity being identified in the plurality of card data elements;
for each card included in the plurality of payment cards, validating, via the wireless connectivity enabled on the smartglasses device by the nano wireless network interface card internal to the smartglasses device, the transaction amount and the PIN with the external card entity;
upon receipt of the validation for each card included in the plurality of payment cards, aggregating, into an aggregated transaction payload, the plurality of card data elements linked to the transaction amount and PIN for each of the plurality of payment cards and the plurality of payee data elements;
initiating a transaction by transmitting, via the wireless connectivity enabled on the smartglasses device by the nano wireless network interface card internal to the smartglasses device, the aggregated transaction payload to an entity;
processing the transaction at the entity; and
transmitting a transaction confirmation from the entity to the smartglasses, said transaction confirmation comprising one or more details relating to the transaction.