| US 11,734,656 B1 | ||
| Distributed device rating system | ||
| Chris Theodore Kalaboukis, San Jose, CA (US); Rameshchandra Bhaskar Ketharaju, Hyderabad (IN); Joon Maeng, Newcastle, WA (US); Ramanathan Ramanathan, Bellevue, WA (US); Abhijit Rao, Irvine, CA (US); Andres J. Saenz, Cape Coral, FL (US); Makarand Shivadevuni, San Ramon, CA (US); and Joel Eric Boeder, Maple Grove, MN (US) | ||
| Assigned to Wells Fargo Bank N.A., San Francisco, CA (US) | ||
| Filed by Wells Fargo Bank, N.A., San Francisco, CA (US) | ||
| Filed on Dec. 20, 2019, as Appl. No. 16/723,067. | ||
| Int. Cl. G06Q 20/08 (2012.01); G06Q 20/40 (2012.01) | ||
| CPC G06Q 20/085 (2013.01) [G06Q 20/401 (2013.01)] | 19 Claims |
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1. A method comprising:
sending, by a device and to a central authority system, a query to identify at least one other device with which to perform a transaction, wherein the query specifies one or more criteria associated with the transaction; responsive to sending the query, receiving, by the device and from the central authority system, an identification of one or more candidate devices with which to perform the transaction and an identification of one or more reference devices that have recently performed at least one financial transaction with the one or more candidate devices; sending, by the device and to the one or more reference devices, one or more reference queries, wherein the one or more reference queries specify the identification of the one or more candidate devices, and wherein the one or more reference queries further specify at least one characteristic of services previously performed by the one or more candidate devices, and wherein the at least one characteristic of services previously performed includes timeliness of delivery; responsive to sending the one or more reference queries, receiving, by the device and from the one or more reference devices, rating information associated with the one or more candidate devices, wherein the rating information identifies the at least one characteristic of services previously performed by the one or more candidate devices, and includes rating information about timeliness of delivery of a physical product provided in connection with the services; determining, by the device, whether the rating information associated with at least one candidate device of the one or more candidate devices satisfies a rating threshold; and responsive to determining that the rating information associated with the at least one candidate device of the one or more candidate devices satisfies the rating threshold, initiating, by the device and with the at least one candidate device, performance of the transaction. |