US 11,727,506 B2
Systems and methods for automated loan management based on crowdsourced entity information
Charles Howard Cella, Pembroke, MA (US)
Assigned to Strong Force TX Portfolio 2018, LLC, Fort Lauderdale, FL (US)
Filed by Strong Force TX Portfolio 2018, LLC, Fort Lauderdale, FL (US)
Filed on Dec. 4, 2020, as Appl. No. 17/112,621.
Application 17/112,621 is a continuation of application No. 16/803,387, filed on Feb. 27, 2020.
Application 16/803,387 is a continuation of application No. PCT/US2019/058647, filed on Oct. 29, 2019.
Application 16/803,387 is a continuation in part of application No. PCT/US2019/030934, filed on May 6, 2019.
Application PCT/US2019/058647 is a continuation in part of application No. PCT/US2019/030934, filed on May 6, 2019.
Claims priority of provisional application 62/843,992, filed on May 6, 2019.
Claims priority of provisional application 62/843,455, filed on May 5, 2019.
Claims priority of provisional application 62/843,456, filed on May 5, 2019.
Claims priority of provisional application 62/818,100, filed on Mar. 13, 2019.
Claims priority of provisional application 62/787,206, filed on Dec. 31, 2018.
Claims priority of provisional application 62/751,713, filed on Oct. 29, 2018.
Claims priority of provisional application 62/751,713, filed on Oct. 29, 2018.
Claims priority of provisional application 62/667,550, filed on May 6, 2018.
Prior Publication US 2021/0158440 A1, May 27, 2021
Int. Cl. G06Q 40/02 (2023.01); G06Q 50/00 (2012.01); G06Q 30/02 (2023.01); G06Q 10/10 (2023.01); G06F 16/27 (2019.01); G06N 3/08 (2023.01); G06N 3/04 (2023.01); G06N 20/00 (2019.01); G06K 9/62 (2022.01); G06F 9/46 (2006.01); G06Q 10/06 (2023.01); G06Q 20/04 (2012.01); H04L 9/06 (2006.01); G06F 16/23 (2019.01); G06N 5/04 (2023.01); G06Q 40/08 (2012.01); G06F 9/54 (2006.01); G06Q 30/00 (2023.01); G06Q 50/18 (2012.01); G06Q 50/26 (2012.01); G16Y 40/10 (2020.01); G16Y 10/50 (2020.01); G06Q 30/0208 (2023.01); G06Q 30/0207 (2023.01); G06Q 30/0201 (2023.01); G06Q 10/0639 (2023.01); G06Q 20/40 (2012.01); G06Q 30/018 (2023.01); G06F 18/22 (2023.01); G06F 18/23 (2023.01); G06F 18/241 (2023.01); G06Q 40/03 (2023.01); G06N 3/042 (2023.01); G06V 10/762 (2022.01); G06Q 40/04 (2012.01)
CPC G06Q 50/01 (2013.01) [G06F 9/466 (2013.01); G06F 9/543 (2013.01); G06F 16/2379 (2019.01); G06F 16/27 (2019.01); G06F 18/22 (2023.01); G06F 18/23 (2023.01); G06F 18/241 (2023.01); G06N 3/042 (2023.01); G06N 3/08 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 10/0639 (2013.01); G06Q 10/10 (2013.01); G06Q 20/405 (2013.01); G06Q 30/018 (2013.01); G06Q 30/0201 (2013.01); G06Q 30/0206 (2013.01); G06Q 30/0208 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0278 (2013.01); G06Q 40/03 (2023.01); G06Q 40/08 (2013.01); G06Q 50/18 (2013.01); G06Q 50/188 (2013.01); G06Q 50/26 (2013.01); G06V 10/762 (2022.01); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01); H04L 9/0637 (2013.01); G06Q 40/04 (2013.01); G06Q 2220/18 (2013.01)] 16 Claims
OG exemplary drawing
 
1. A system for automating handling of a subsidized loan, comprising:
a crowdsourcing services circuit structured to:
collect information related to a set of entities involved in transactions on a set of subsidized loans;
provide a user interface by which a user configures a query for information about the set of entities; and
automatically configure a crowdsourcing request based on the query;
a condition classifying circuit comprising a classification model and structured to:
train the classification model using a training data set including a set of outcomes related to prior subsidized loans and corresponding responses to prior crowdsourcing requests; and
classify, via the classification model, a set of parameters of the set of subsidized loans involved in the transactions based on the collected information and responses corresponding to the crowdsourcing request; and
a smart contract circuit that automatically modifies at least one of a term or a condition of a subsidized loan based on the classified set of parameters from the condition classifying circuit.