US 11,722,836 B2
Location-based messaging
Kevin M. Lowe, Richmond, VA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Aug. 31, 2021, as Appl. No. 17/446,578.
Prior Publication US 2023/0066933 A1, Mar. 2, 2023
Int. Cl. H04W 4/021 (2018.01); H04W 4/20 (2018.01)
CPC H04W 4/021 (2013.01) [H04W 4/022 (2013.01); H04W 4/20 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system for location-based messaging, the system comprising:
a data structure including an entity location, a target location of a particular type, and one or more baseline locations of a user;
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, configured to:
receive exchange data, associated with an exchange, that includes a credential associated with the user and an indication of an entity associated with the entity location;
determine that the entity location is within a threshold distance of the target location;
determine that the one or more baseline locations are outside of a threshold proximity of all target locations of the particular type, the one or more baseline locations including at least one of: a home location of the user, a work location of the user, or a geographic location derived from historical exchange data of the user;
identify, based on the credential, contact information for the user; and
transmit, using the contact information, a message including an indication of the target location based on both determining the entity location is within the threshold distance of the target location and determining that the one or more baseline locations are outside of the threshold proximity of all target locations of the particular type.