US 11,720,894 B2
Systems and methods for executing real-time reconciliation and notification of electronic transactions
William J. Wied, Austin, TX (US); Aman S. Cheema, Warwickshire (GB); Manuela Dragan, Westfield, NJ (US); and Stephen E. Dinan, Austin, TX (US)
Assigned to Fidelity Information Services, LLC, Jacksonville, FL (US)
Filed by Fidelity Information Services, LLC, Jacksonville, FL (US)
Filed on Nov. 15, 2022, as Appl. No. 18/55,504.
Application 18/055,504 is a continuation of application No. 17/337,701, filed on Jun. 3, 2021.
Prior Publication US 2023/0072365 A1, Mar. 9, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/38 (2012.01); G06F 16/2452 (2019.01); G06Q 20/40 (2012.01); G06F 16/23 (2019.01)
CPC G06Q 20/389 (2013.01) [G06F 16/2308 (2019.01); G06F 16/2452 (2019.01); G06Q 20/401 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method of generating a transaction activity interface by a real-time transaction system, the method comprising:
receiving, at an API system associated with the real-time transaction system, a transaction notification message associated with a payment request made by a user;
requesting, by the API system and via utilization of a predetermined protocol, authentication of the transaction notification message from an authentication system associated with the real-time transaction system;
receiving, at the API system from the authentication system, an authentication response;
transmitting, using the API system and including the authentication response, one or more API calls to one or more matching scheme notification systems of a reconciliation system associated with the real-time transaction system;
transmitting, using the reconciliation system, a payment notification topic stream to a payment notification handler associated with the real-time transaction system;
retrieving, from a transaction query system and using the payment notification handler, transaction details associated with the payment request;
transmitting, based on the transaction details and via an event-topic stream, a generated status message to one or more microservices of a transaction processor; and
generating, based on the generated status message, a transaction activity user interface.