US 11,710,162 B2
Utilizing a vehicle to determine an identity of a user
Dennis Michael Driscoll, Chalfont, PA (US); and Michael Charles Todasco, Santa Clara, CA (US)
Assigned to PAYPAL, INC., San Jose, CA (US)
Filed by PAYPAL, INC., San Jose, CA (US)
Filed on May 12, 2020, as Appl. No. 15/930,231.
Application 15/930,231 is a continuation of application No. 15/894,859, filed on Feb. 12, 2018, granted, now 10,650,425.
Application 15/894,859 is a continuation of application No. 14/497,214, filed on Sep. 25, 2014, granted, now 9,892,439, issued on Feb. 13, 2018.
Prior Publication US 2020/0380576 A1, Dec. 3, 2020
Int. Cl. G06Q 30/00 (2023.01); G06Q 30/0601 (2023.01)
CPC G06Q 30/0609 (2013.01) [G06Q 30/0633 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
connecting, by a communication module of a merchant device of a merchant and at a certain merchant location of the merchant, with an onboard vehicle device of a vehicle within a first distance to the certain merchant location, the connecting for obtaining a user identifier unique to a first user of the vehicle;
receiving, by the communication module, a broadcast of the user identifier from the onboard vehicle device
determining, by a processor of the merchant device based on the user identifier, a transaction processing restriction for transactions of the first user with the merchant;
receiving, by the communication module from the onboard vehicle device, a request for a transaction with the merchant;
detecting, by the merchant device using short range wireless communications and/or geo-location data, a mobile device required for electronic transaction processing of the transaction within a second distance to at least one of the certain merchant location or the vehicle;
authenticating, by the processor, the onboard vehicle device based on the detecting; and
processing, by the processor, the transaction based on the transaction processing restriction and the authenticating.