CPC G06Q 20/389 (2013.01) [G06Q 20/12 (2013.01); G06Q 20/385 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4014 (2013.01)] | 20 Claims |
1. A computer-implemented method comprising:
receiving, by a computing device, via a first interface, and from a merchant device, transaction metadata comprising one or more data elements corresponding to one or more attributes of a financial transaction, wherein the transaction metadata is associated with a concurrent transmission of payment information, for the financial transaction, to a payment processing service;
testing, by the computing device, a first portion of the transaction metadata based on one or more criteria;
determining, by the computing device, whether to authorize the financial transaction based on the tested transaction metadata and based on authorization information, corresponding to the financial transaction, that indicates processing of the payment information by the payment processing service;
receiving, by the computing device, an indication of a dispute or fraud claim associated with the financial transaction from a second computing device;
in response to receiving the indication of the dispute or fraud claim associated with the financial transaction from the second computing device, testing, by the computing device, a second portion of the transaction metadata; and
sending, by the computing device and to the second computing device, the tested second portion of the transaction metadata.
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